Find the fastest and cheapest strategy to become debt free.
🏔️ Avalanche
Pay highest interest first. Saves the most money overall.
⛄ Snowball
Pay smallest balance first. Best for motivation and momentum.
Total Debt
$16,000
Monthly Payment
$560
Debt Free In
36 months
Total Interest
$3,985
💡 Insight
Avalanche saves $251 in interest vs Snowball. Snowball is 1 months slower.